When you get a car through a lease or contract hire agreement, there are a lot of additional costs involved… and if it’s later written off or stolen, you will be liable for the outstanding value of the agreement, including all of these additional costs.
If this happens, your motor insurer will settle your claim at the market value of your vehicle at the time of loss. This can leave you with a shortfall of several thousand pounds, and you may well wonder how you’ll ever pay for all this… never mind having to find the money to replace your car.
Gap Insurance For Lease Cars
When you take out Click4Gap Lease/Contract Hire Gap Insurance, we’ll take all this worry away by making sure you won’t be left unnecessarily out of pocket if this should ever happen.
Our Gap insurance for lease cars / contract hire means that you’ll be covered for the difference between the market value at the time of the loss, and the outstanding amount on your agreement, subject to the policy terms. Not only this, but you can also expect your claim to be paid out directly to you within a matter of days.
You’ll be comfortable knowing your Lease/Contract Hire Gap Insurance cover also guarantees:
- Up to £2,500 towards your first three monthly rental payments
- Cover from one to five years duration
- 30-day, no risk, money-back guarantee
- Up to £250 towards motor insurance excess
- Up to £1,500 in dealer-fitted accessories
- Covers any driver named at no extra cost
- Cover if your vehicle is stolen with the keys
Why Click4Gap for your gap cover?
We’re committed to the principals of Treating our Customers Fairly. Whether it’s in the design of our products, or by putting our customers first when we deliver service and manage claims, we make it our goal to ensure that we provide you with clear and transparent information, so that you’re empowered to make decisions based on what is right for your situation. You can see here, how our customers appreciate that we always go the extra mile for them.
How we help you
Our friendly, helpful UK-based Customer Service team are on hand to answer your questions, during office hours. There are also real people ready and waiting to help you on our website through our live chat function (see the link at the bottom right of the web page). Their focus will always be entirely on you, so that they understand your needs and can make sure they help you to find the right solution for your circumstances.
How you can have confidence in our standards
You can always be assured that we hold ourselves to the highest standards through being regulated and authorised by the Financial Conduct Authority. For us to be registered with the FCA, we first have to prove that we meet their very stringent requirements, and then we must continue to follow the rules and standards they put in place, so that we maintain our registration.
How we give you stress-free claims management:
When you take out your policy with us, you want to know that in the event you ever have to claim, you can rest assured we have you covered. That’s why we’ve appointed specialist claims management partners, AutoProtect (MBI) Ltd. Their qualified and experienced technical claims team will manage your claim effectively and efficiently, keeping the process as stress-free as possible, and settle your claim quickly so you can move on with your life.
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